Friday, December 11, 2015

Research Blog #10: Abstract and Bibliography


            This analytic research paper discusses the implications and repercussions that one is forced to deal with when taking out a student loan in order to attend and pay for college. Not only are there physical effects following graduation including having to prioritize paying off loans rather than paying off other bills, starting a family, or purchasing a house or car, there are also detrimental emotional effects. Through researching the statistics that come with student debt including how many students actually partake in taking out loans as well as how much the total amount of student loan debt United States’ citizens are sitting in, one can make the connection between the amount of debt someone is in due to loans and the amount of stress that they have. A connection between student loans and delayed adulthood is also something that is present in this paper. Not only are examples of the stress that student loans cause used in this essay, privatization and political involvement will be incorporated due to the fact that the student loan issue has become a political issue. Attending college after graduating high school is something that has become extremely normal today in the youth of America as well as taking out loans. There may not be a one true solution to fix this ever-growing issue just yet, but taking out student loans and the stress that comes along with it is something that needs to immediately be addressed.
Armstrong, Elizabeth and Laura Hamilton.  Paying for the Party: How College Maintains
            Inequality.  Cambridge, MA: Harvard UP, 2013. Print.
Blumenstyk, Goldie. American Higher Education in Crisis?: What Everyone Needs to Know.
            1st ed. Vol. 1. New York: Oxford UP, 2015. 1-155. Print.
Carey, Kevin. "Student Debt in America: Lend With a Smile, Collect With a Fist." The New
            York Times. The New York Times, 28 Nov. 2015. Web. 1 Dec. 2015.
Cloud, Robert C., and Richard Fossey. "Facing The Student-Debt Crisis: Restoring The
Integrity of The Federal Student Loan Program." JOURNAL OF COLLEGE AND
UNIVERSITY LAW40.3 (2014). Baylor University. Web. 10 Oct. 2015.
< Debt-Crisis-Cloud-and-Fossey.pdf>.
Johnston, Jarrod, and Ivan Robertson. "Income-Based Repayment and Loan Forgiveness:
            Implications on Student Loan Debt." College Funding 1 Apr. 2015: 24-28. Print.
Kamenetz, Anya. Generation Debt: Why Now Is a Terrible Time to Be Young. 1st ed.
Vol. 1. New York: Riverhead /Penguin, 2006. 15-90. Print.
Konczal, Mike. "Generation Debt." Dissent 2015: 118-21. Print.
Kuron, Amanda. Personal Interview. 17 November 2015.
Maloney, Carolyn. "The Student Debt Crisis Solution." POLITICO Magazine. 4 Oct.
            2015. Web. 10 Oct. 2015.
Mettler, Suzanne. Degrees of Inequality: How the Politics of Higher Education Sabotaged the
            American Dream. 1st ed. Vol. 1. New York: Basic, 2014. 1-200. Print.
Stiglitz, Joseph E., and Linda J. Bilmes. "From The Price of Inequality: Joseph Stiglitz on
            the 1 Percent Problem." Vanity Fair. 31 May 2012. Web. 10 Oct. 2015.
Walsemann, Katrina M., Gilbert C. Gee, and Danielle Gentile. "Sick of Our Loans: Student
            Borrowing and the Mental Health of Young Adults in the United States." Social Science

            & Medicine 1.1 (2014): 85-93. Print.

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